General Insurance

Home Protection

Protect your home and valuables from loss or damage arising from fire or other natural disasters, such as flooding, typhoons, impact by road vehicles or aircraft and theft by forcible and violent entry. Key benefits:

  • Loss or damage of your household contents and personal effects
  • Loss of rent/cost of alternative accommodation
  • Cost of restoring your home
  • Medical expenses if you are injured
  • Worldwide personal liability

Foreign Maid Insurance

The employment of foreign maid requires the employer to place a $5,000 security deposit with the Singapore Immigration Department or in lieu of it, a bankers' or insurance guarantee. Since 1 March 1997, employers must also arrange a Personal Accident policy before their maids' work permit can be granted. Besides paying the $5,000 security deposit required by the Controller of Immigration, foreign maid insurance covers such as:

  • 24-hr personal accident cover
  • Hospital & surgical expenses
  • Wages compensation & levy reimbursement while maid is hospitalized
  • Termination expenses incurred when maid becomes medically unfit to work
  • Daily recuperation allowance if maid is hospitalised
  • Repatriation costs in the event of maid's death or permanent disability
  • Insurance Guarantee and reimbursement of indemnity paid to Insurer

Travel

Travel insurance protects you against the risks before and during the journey. It is available under  “individual” or “family” plan, on a “per-trip” or “annual” basis.

Business

Business insurance provides protection to minimize the financial impact and keep the business running should fire, lightning or other unforeseen disasters interrupt your business. It is specially designed to indemnify business against a wide array of perils faced by businesses today. Standard packages are available which allows customization for individual business.

Personal Accidents

Personal accident insurance provides financial protection to an insured against the risk of death, total permanent or partial disablement or bodily injury, in the event of accidents.  It provides monetary compensation in the event of death, total permanent or partial disablement and can also provide for medical expenses incurred and hospital cash allowances.

Marine Cargo

Marine cargo insurance covers loss or damage to goods whilst in transit by sea, air, road or rail.

Fire & Theft

This covers loss, destruction or damage to property or premises insured due to fire, lightning, other named perils or  theft following actual forcible and violent entry into the premises including any attempt thereat.

Public Liability

Public liability insurance covers your legal liability to pay damages in respect of bodily injury or death to any person or loss or damage to property caused by any goods sold, supplied, repaired, altered, or treated in connection with your business. This insurance indemnifies an insured in respect of claims from members of the public which includes costs and expenses of litigation.

Foreign Workers Bond & Workmen's Compensation

This insurance covers a business for  its liability under the Workmen's Compensation Act or at Common Law to pay compensation to  its employees who suffer bodily injury or disease arising out of or in the course of employment.